Private Equity & M&A Insurance
Protecting Transactions, Portfolios, and Executive Decisions
About Private Equity & M&A Insurance
Private equity firms, venture capital funds, and companies engaged in mergers and acquisitions face a unique set of risks that standard commercial policies simply don't address. From representations and warranties breaches to post-closing indemnification disputes, transaction liability exposures can threaten deal value and fund performance. Insure Pacific works with specialized carriers to provide comprehensive coverage for transactions, portfolio companies, and the executives who lead them.
Our team understands the complexity of deal structures, due diligence requirements, and the insurance expectations of institutional limited partners. Whether you're a fund manager seeking management liability coverage, a buyer looking to backstop R&W indemnification, or a portfolio company in need of D&O and cyber protection, Insure Pacific can structure a program that fits your risk profile and deal timeline.
What's Covered
Representations & Warranties (R&W)
Covers breaches of seller representations and warranties in M&A purchase agreements, protecting both buyers and sellers from post-closing indemnification claims.
Tax Liability Insurance
Protects against uncertain or contingent tax positions identified during due diligence, covering potential tax liabilities and related defense costs.
Contingent Liability
Covers known or identified risks in a transaction that may be difficult to quantify, providing certainty for deal parties and lenders.
Directors & Officers (D&O)
Protects portfolio company executives and board members from personal liability arising from management decisions, shareholder suits, and regulatory investigations.
Management Liability
Comprehensive coverage for employment practices liability, fiduciary liability, and crime coverage for portfolio companies and fund management entities.
Professional Liability (E&O)
Covers claims alleging errors, omissions, or negligent acts in the delivery of investment advisory, fund management, and financial services.
Cyber Liability
Protects portfolio companies and fund operations from data breaches, ransomware, and cyber extortion — increasingly required by institutional LPs.
Transaction Liability
Broad coverage for deal-specific risks including earnout disputes, indemnification obligations, and post-closing purchase price adjustments.
Fund-Level Liability
Covers the fund entity, general partner, and management company against investor claims, regulatory actions, and third-party litigation.
Why Private Equity Firms Choose Insure Pacific
Representations and Warranties insurance has become a standard deal tool in M&A transactions. It allows buyers to make claims against an insurance policy rather than the seller, facilitating cleaner deal structures, faster closings, and reduced escrow requirements. Insure Pacific partners with leading transaction liability underwriters to provide competitive R&W coverage for deals ranging from $10M to $500M+.
Beyond transaction coverage, portfolio companies require ongoing management liability, D&O, and cyber protection. As a fund manager, ensuring your portfolio companies are adequately insured protects both the investment and your fund's reputation with LPs. Insure Pacific can serve as the insurance resource for your entire portfolio, providing consistent coverage standards and competitive pricing through volume relationships with top carriers.
We work with PE firms, family offices, venture capital funds, and corporate development teams across the Pacific Northwest and beyond. Our advisors understand deal mechanics, LP expectations, and the insurance requirements of lenders and co-investors.
Get in Touch
Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.
Monica
Insurance Specialist
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