Renters Insurance
Oregon's trusted independent insurance agency — serving families and businesses since 1935.
Renters Insurance in Oregon
If you rent your home or apartment in Oregon, renters insurance is one of the most affordable and important coverages you can have. Your landlord's insurance covers the building — but not your belongings. Renters insurance protects your personal property, provides liability coverage, and pays for temporary housing if your rental becomes uninhabitable.
Why Choose Insure Pacific?
- Independent agency — we work for you
- 50+ top-rated insurance carriers
- Licensed Oregon agents
- Serving Oregon since 1935
- Competitive rates through market comparison
- Personalized service and claims advocacy
Coverage Options
Affordable, comprehensive protection for Oregon renters and their belongings.
Personal Property
Covers your furniture, electronics, clothing, and personal belongings against theft, fire, vandalism, and other covered perils — even away from home.
Liability Coverage
Protects you financially if someone is injured in your rental unit or you accidentally damage another person's property, including legal defense costs.
Additional Living Expenses
Pays for hotel stays, meals, and extra living costs if your rental unit is uninhabitable after a covered loss while repairs are completed.
Medical Payments
Covers reasonable medical expenses for guests who are accidentally injured in your rental unit, regardless of who is at fault.
Loss of Use
Covers the cost of temporary housing and related expenses while your rental is being repaired or rebuilt after a covered loss.
Valuable Items
Optional endorsements to schedule jewelry, art, cameras, musical instruments, and other high-value items for full replacement coverage.
What Renters Insurance Covers
Affordable Protection
Renters insurance typically costs $15–30 per month — one of the best values in insurance.
Covers You Everywhere
Your personal property is covered even when you travel or items are stolen from your car.
Liability Protection
Protects you from lawsuits if someone is injured in your rental.
Required by Many Landlords
Many Oregon landlords now require renters insurance as a condition of your lease.
Get in Touch
Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.
Monica
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