Terms of Use

Welcome to the Insure Pacific website ("Site"). By accessing or using this Site, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site.

1. Informational Purpose Only

2. Accuracy of Information

We strive to keep the information on this Site accurate and up to date. However, insurance products, coverage options, carrier availability, and regulatory requirements change frequently. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information on this Site. Any reliance you place on such information is strictly at your own risk.

3. No Insurance Contract

Nothing on this website creates or constitutes an insurance contract or a commitment to provide coverage. Insurance coverage is only effective when a policy is issued by a licensed insurance carrier and all applicable premiums have been paid. Quote requests submitted through this Site do not bind coverage.

4. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of Insure Pacific or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our express written permission.

5. Third-Party Links

This Site may contain links to third-party websites, including insurance carrier portals and payment processors. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Insure Pacific shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site or its content. Our total liability for any claim arising from your use of this Site shall not exceed one hundred dollars ($100).

7. Prohibited Uses

You agree not to use this Site to:

• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorized access to any portion of the Site or its related systems
• Transmit any harmful, offensive, or disruptive content
• Use automated tools to scrape, crawl, or harvest data from this Site without our written permission
• Violate any applicable local, state, federal, or international law or regulation

8. Privacy

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference.

9. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Oregon, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Deschutes County, Oregon.

10. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this Site. Your continued use of the Site after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

11. Contact Us

If you have questions about these Terms of Use, please contact us: