Covers bodily injury and property damage claims from ski resort guests and staff. Ski resort vendors face elevated liability exposure — ski resort operators typically require vendors to carry significant liability limits and name the resort as an additional insured.

Most ski resorts require vendors to add the resort as an additional insured on their liability policy. This endorsement ensures the resort is protected from claims arising from your vendor operations on resort property.

Covers your equipment, inventory, and supplies used in your ski resort vendor operations. Ski resort vendor equipment — rental gear, food service equipment, retail merchandise — can represent significant value.

Covers vehicles used in your ski resort vendor operations. If you transport equipment, supplies, or staff to the resort, commercial auto coverage is required — personal auto policies exclude commercial use.

For vendors selling food, beverages, or retail products at ski resorts, product liability covers claims arising from product defects or contamination. This is often required by ski resort operators for food and beverage vendors.

Required in Oregon for businesses with employees. Ski resort vendor operations often involve seasonal workers — workers' compensation coverage is required regardless of the seasonal nature of your operations.