Oregon Craft Distillery Insurance
Distillery Insurance in Oregon
Comprehensive insurance for Oregon craft distilleries — property, liquor liability, spirits inventory, and equipment breakdown coverage from Insure Pacific.
Oregon's craft spirits industry has grown significantly in recent years, with distilleries producing everything from whiskey and vodka to gin and brandy. Central Oregon's distilleries are part of a thriving craft beverage scene that attracts visitors from across the Pacific Northwest. But distilleries carry unique insurance risks — expensive specialized equipment, significant aging inventory, liquor liability exposure, and the fire risks inherent in distillation operations.
Insure Pacific has been serving Oregon businesses since 1935. Our agents understand the specific insurance needs of Oregon distilleries and have the carrier relationships to build comprehensive programs at competitive rates.
Distillery Insurance Coverage
Key coverages for Oregon craft distilleries.
Commercial Property
Covers your distillery building, distillation equipment, barrels, aging inventory, and bottling systems. Distillery equipment is highly specialized and expensive — replacement cost coverage is essential.
Liquor Liability
Required by Oregon OLCC for licensed distilleries. Covers claims arising from serving spirits in your tasting room, including incidents that occur after a patron leaves your premises.
Product Liability
Covers claims arising from your spirits products — contamination, illness, or injury caused by a product defect. Essential for any Oregon distillery selling spirits to retailers or distributing statewide.
Spirits Inventory
Aging spirits inventory represents significant value that standard property policies may not adequately cover. Specialized spirits inventory coverage protects your aging barrels and finished goods inventory.
Business Interruption
Covers lost income if your distillery is forced to close due to a covered loss. Distillery operations can take months or years to restart — especially for aged spirits — making business interruption coverage critical.
Equipment Breakdown
Covers repair or replacement of distillation equipment that breaks down due to mechanical or electrical failure. Distillation equipment failures can halt production and cause significant financial loss.
Frequently Asked Questions
Common questions about distillery insurance in Oregon.
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