California Insurance Agency
Licensed Insurance Agent Serving California
Licensed California Insurance Agency — Wildfire Specialists
Insure Pacific is a licensed independent insurance agency serving California residents and businesses. Headquartered in Bend, Oregon, we have been serving the American West since 1935. Our agents are licensed in California and specialize in the state's most challenging insurance need: wildfire coverage. As major carriers have withdrawn from California's high-risk markets, Insure Pacific has developed relationships with specialty carriers that continue to write California properties.
As an independent agency, we work with 50+ insurance carriers — including specialty admitted and surplus lines markets — to find coverage for California homeowners, businesses, and farms. From Los Angeles to San Francisco, Sacramento to San Diego, Insure Pacific has the expertise to navigate California's complex insurance landscape.
California Insurance Coverage Options
Comprehensive insurance for California residents, businesses, and property owners.
Auto Insurance
California requires minimum liability coverage. We shop 50+ carriers for the best California auto insurance rates, including high-risk and SR-22 situations.
Learn More →Home & Wildfire Insurance
Standard and specialty homeowners insurance for California properties. We find coverage where standard carriers have withdrawn from wildfire-risk areas.
Learn More →Business Insurance
Commercial coverage for California businesses — general liability, workers' comp, cyber liability, EPLI, and industry-specific coverage for tech, hospitality, and more.
Learn More →Wildfire Insurance
California wildfire insurance specialists. We work with admitted and surplus lines carriers to find coverage for high-risk California properties.
Learn More →Farm & Vineyard Insurance
Coverage for California's diverse agricultural sector — vineyards, orchards, dairies, specialty crops, and farm operations throughout the state.
Learn More →Umbrella Insurance
Extra liability protection for California homeowners and businesses. California's litigation environment makes umbrella coverage especially important.
Learn More →
Why Choose Insure Pacific for California Insurance?
California wildfire specialists. As major carriers have exited California's high-risk markets, Insure Pacific has developed relationships with specialty carriers that continue to write California wildfire-exposed properties. We understand the California FAIR Plan, the admitted market, and the surplus lines market — and can help you find the best option for your situation.
Independent and unbiased. We work for you, not for any single insurance company. We shop 50+ carriers to find the coverage that best fits your California-specific needs and budget.
Western states expertise. Insure Pacific has been serving the American West since 1935. We understand the unique insurance landscape of western states, including California's complex regulatory environment and high-risk natural disaster exposures.
Personal service. When you call Insure Pacific, you talk to a licensed California insurance agent. We are here to answer your questions and navigate California's complex insurance market on your behalf.
California Insurance FAQs
Common questions from California insurance clients
Get in Touch
Ready to protect what matters most? Contact us today for a no-obligation insurance review. Our experienced agents are here to help you find the right coverage for your needs.
Monica
Insurance Specialist
Hi there! 👋
I'm the AI version of Monica here at Insure Pacific!
Ask me anything about insurance — home, auto, farm, commercial, wildfire, and more. I can answer your questions directly or connect you with one of our agents.