Covers your brewery building, brewing equipment, fermentation tanks, kegging systems, and inventory. Brewing equipment is expensive and specialized — ensure your policy covers replacement cost, not just actual cash value.

Covers bodily injury and property damage claims from taproom visitors, delivery incidents, and other business operations. Oregon's craft beer culture means high taproom traffic — robust liability coverage is essential.

Oregon requires liquor liability coverage for licensed alcohol retailers and manufacturers. Liquor liability covers claims arising from serving alcohol — including incidents that occur after a patron leaves your taproom.

Covers claims arising from your beer products — contamination, illness, or injury caused by a product defect. Product liability is essential for any Oregon brewery distributing beer to retailers or other venues.

Covers lost income and ongoing expenses if your brewery is forced to close due to a covered loss — fire, equipment breakdown, or other covered perils. Brewing operations can take months to restart after a major loss.

Covers the cost to repair or replace brewing equipment that breaks down due to mechanical or electrical failure. Brewing equipment failures can halt production and cause significant financial loss — equipment breakdown coverage is essential.